HAVE YOU BEEN DENIED WORKERS COMPENSATION BENEFITS OR HAVE A PERMANENT INJURY AND WANT TO GET ADDITIONAL BENEFITS?
Take advantage of the opportunity to settle your Workers’ Compensation claim on a final basis with a Full and Final Settlement. Maximize the benefits from your Workers’ Compensation claim with our experienced, knowledgeable and personalized help.
WORKERS’ COMPENSATION
The Workers’ Compensation system now provides a method for settling out your claim on a full and final basis. The system was designed as a no-fault system to provide benefits to injured workers regardless of who is at fault for the accident. Unfortunately, Arizona has adopted legislation that makes it significantly more difficult to obtain the medical treatment you need to maximize your recovery. The option to get out of this system in all or in part is available.
WHAT SHOULD YOU DO IN THE EVENT YOU ARE INJURED AT WORK?
-Immediately report your injury to your employer.
-Seek medical attention. Your employer may request that you seek medical attention from a specific provider.
-File your claim. You are responsible for filing your claim, not your employer. It must be filed with The Industrial Commission of Arizona. There is a one-year statute of limitations. You can either file a Worker’s Report of Injury or a Worker’s and Physician’s Report of Injury. Forms are available at azica.gov to keep a copy of anything you file.
WHAT THEY PAY
Workers’ Compensation will pay for the medical bills, prescriptions and medical equipment that are related to your work injury. If a doctor takes you off work for the injury, it will also pay you two thirds of your average monthly wage with a ceiling established by the insurance industry. A full and final settlement is a calculation of the projected present value of these benefits over your life expectancy. Unlike most firms, we do not take a fee from medical benefits. It is our philosophy that you need all of the funds allocated for future medical care to obtain that care.
CLAIMS PROCESS
When an insurance carrier changes the status of your claim, it will issue a Notice of Claim Status. If you disagree with the Notice of Claim Status you only have ninety days to file a request for hearing. If you do not file a request for hearing within the ninety days, the notice will become final.
Once you file a request for hearing, The Industrial Commission of Arizona will set a hearing. The insurance carrier will have an attorney. We recommend you retain an attorney who can protect your interests. If you choose to represent yourself, you will be required to know the rules, statutes and case law that apply to your claim. Therefore, we urge you to speak with an attorney as soon as you receive a Notice of Claim Status.
ATTORNEYS’ FEES
Our fee is usually 25% of the money compensation you are entitled to.
RESOLUTION
In an industrial claim, you generally have a choice whether to go to court or settle the claim for a sum of money. Every claim is different. Please talk to us and we can advise you of your options.